About
Ohio's private real estate lender.
Apple Valley Capital Group funds short-term first-lien loans for experienced operators — and puts private investor capital to work in them at attractive, secured returns.
Our story
Built on relationships, disciplined by underwriting.
Apple Valley Capital Group was founded to bridge two sides of the same market — the operators who need capital fast to fund real estate projects, and the investors who want that capital working for them at attractive, secured returns.
We chose Ohio deliberately. It's a market we know deeply, with strong fundamentals and real deals that pencil. Focus lets us underwrite every loan in-house, close in as little as 7 days, and know each property personally.
On the investor side, we structure every loan as a first-lien secured position — never fund shares. That's how we can offer 10 – 12% annualized returns paid monthly, while keeping capital tied to real, tangible collateral you can see.
What sets us apart
Four values, in every deal.
Local Ohio expertise
In-house underwriting
Boutique service
Long-term partnerships
Track record
The numbers behind the story.
Ohio focus
Why Ohio.
Ohio real estate has three things private lenders love: reasonable entry prices, stable rental demand, and a well-defined judicial foreclosure process. It's a market where deals pencil at conservative LTVs.
We know the neighborhoods, the operators, and the appraisers. That local knowledge shows up in tighter underwriting, faster closings, and fewer surprises.
Want to work with us?
Whether you're a borrower or an investor, we'd rather start with a conversation.