Terms of use

1. Acceptance

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

2. Purpose of the site

This website is provided for informational purposes only. Nothing on this site constitutes legal, financial, investment, or tax advice, nor an offer to lend, borrow, or invest in any specific instrument.

3. Eligibility

Access to Apple Valley Capital Group's lending and investment products may be limited to qualified individuals and entities. Nothing on the site should be taken as an assurance that any product or service is available to you.

4. Acceptable use

You agree not to:

• Use the site in any unlawful manner or for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the site or its systems.
• Interfere with or disrupt the site or the servers or networks connected to it.

5. Intellectual property

All content on this site — including text, graphics, logos, images, and software — is the property of Apple Valley Capital Group or its licensors and is protected by U.S. and international copyright and trademark laws.

6. Disclaimers

The site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Apple Valley Capital Group does not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of liability

To the fullest extent permitted by law, Apple Valley Capital Group and its principals, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site.

8. Changes to these terms

Apple Valley Capital Group may update these terms from time to time. Continued use of the site after any change constitutes your acceptance of the revised terms.

9. Governing law

These terms are governed by the laws of the State of Ohio, without regard to its conflict of laws principles.