Loan programs · Rental Refinance
Rental Refinance
For operators who've completed a rehab or seasoned a rental and want to pull capital out before a long-term refinance is in place. Short-term, first-lien secured.
- Take out an existing rehab loan
- Cash-out up to 65% of value
- Bridge into long-term DSCR or bank financing
Typical scenario
Typical scenario
Terms at a glance
Rental Refinance terms
- Loan-to-value
- Up to 65% of current value
- Term
- 12 months
- Property use
- Non-owner-occupied only
- Cash-out
- Yes, within LTV cap
- Interest
- Daily-accrual, paid monthly
How it works
Getting funded on a rental refinance
- 1
Submit the deal
Send the property, current value evidence, and payoff statement.
- 2
Underwriting
We confirm value and the exit path (long-term refi or sale).
- 3
Close
Term sheet and closing in as little as 10 days.
- 4
Payoff
Repaid when your long-term refi or sale closes.
Program FAQs
Questions about Rental Refinance
Not necessarily — a mid-rehab refi is fine if the property is already close to the LTV cap.
Recent comparable sales plus a walkthrough. Larger deals may require a full appraisal.
Related programs
Not quite what you need?
Fix & Flip
Short-term capital to buy, renovate, and resell an investment property.
Bridge Loan
Fast capital to close on a property while long-term financing catches up.
New Construction
Ground-up construction financing on non-owner-occupied residential builds.
Ready to fund this deal?
Send us the basics and we'll come back with a term sheet inside 24 hours.